The best scholarships for students with disabilities can cover much more than tuition. Some help with books, technology, training, housing, or other college costs. Good programs to know include the Anne Ford Scholarship, Ruby’s Rainbow, the ACB Scholarship Program, the Tony Coelho Media Scholarship, and the BMO Capital Markets Lime Connect scholarship.
This 2026 guide compares 10 real programs worth up to $10,000 each. Some 2026 deadlines have already passed, but several programs return every year, so students can use the list to prepare for the next cycle.
The programs were chosen for clear eligibility rules, active official pages, useful award amounts, and a mix of disabilities and college paths.
Scholarships at a glance
|
Scholarship |
Award |
Main eligibility |
2026 status |
|
Anne Ford Scholarship |
$10,000 over 4 years |
High school senior with a learning disability |
2026 cycle closed |
|
Allegra Ford Thomas Scholarship |
$5,000 over 2 years |
Learning disability, 2-year or vocational path |
2026 cycle closed |
|
Ruby’s Rainbow |
$1,000 to $10,000 |
Student with Down syndrome |
2026 cycle closed |
|
ACB Scholarship Program |
$2,000 to $7,500 |
Legally blind students |
2026 cycle closed |
|
Tony Coelho Media Scholarship |
$5,625 |
Disability, media or communications path |
2026 cycle closed |
|
BMO Capital Markets Lime Scholarship |
Up to $10,000 USD |
Disability, selected business/STEM fields |
2026 cycle closed |
|
INCIGHT Scholarship |
Usually starts around $500 |
Disability, WA, OR, or CA resident |
2026 cycle closed |
|
Arthritis Champions Scholarship |
$5,000 per academic year |
Arthritis or related rheumatic disease |
2026 cycle closed |
|
Bright Future Fund |
Up to $5,000 |
Adult with Down syndrome |
2026 cycle closed |
|
Sertoma Hard of Hearing or Deaf Scholarship |
Traditionally $1,000 |
Bilateral hearing loss |
Annual cycle |
The dates above are based on the 2026 programs. Students planning for 2027 should always check the official page before starting an application because amounts, dates, and rules can change.
Why disability scholarships are worth searching for
Scholarship searches work better when students look beyond large general awards. A smaller program with narrow eligibility may attract fewer qualified applicants and may fit a student’s background much more closely.
That includes scholarships for people with disabilities, but students should also search by disability, major, state, career goal, college, employer, and local community group. A student with hearing loss studying engineering, for example, may qualify for general disability funding, hearing-related awards, STEM scholarships, and local awards at the same time.
College applications can also arrive during a busy semester. Students who need essay help with other coursework can explore https://essayhub.com/ while keeping their own scholarship essays personal. A scholarship application works best when the student’s goals, examples, and experiences clearly sound like their own.
The U.S. National Center for Education Statistics reports that 21% of undergraduates in 2019–20 reported having a disability. That includes students reporting serious difficulty with hearing, vision, concentration, memory, decision-making, walking, or climbing stairs.
Students should also complete the FAFSA and federal aid process rather than treating private scholarships as the only source of money. The U.S. Department of Education says students can use the FAFSA to be considered for federal, state, and school aid, including grants, work-study funds, scholarships, and loans.
How we chose the scholarships
These programs were chosen using five simple checks: a real sponsoring organization, an active official page, clear eligibility rules, a recent 2026 application cycle, and funding aimed at education or training.
The list also had to cover different needs. Some programs support students with learning disabilities, while others focus on blindness, hearing loss, Down syndrome, arthritis, or a broad range of disabilities.
Award size was not the only factor. A smaller disability scholarship can still be useful if the eligibility is a close match and the application is manageable. Programs covering community colleges, vocational schools, graduate education, or inclusive college programs were included alongside traditional four-year awards.
What to check before spending time on an application
|
Check |
What to look for |
|
Disability requirement |
Diagnosis, self-identification, documentation, or another rule |
|
Education level |
High school, undergraduate, graduate, vocational, or inclusive program |
|
Location |
National, state, or regional limits |
|
GPA |
Minimum GPA, if any |
|
Major |
Open to all subjects or only selected fields |
|
Award use |
Tuition only or wider education expenses |
|
Deadline |
Current date and time zone |
|
Renewal |
One-time or renewable |
|
Essay |
Topic, length, and required personal examples |
10 scholarships to know for 2026 and beyond
These ten programs give students several different ways to search for college funding.
Anne Ford Scholarship
The Anne Ford Scholarship is one of the strongest options for graduating high school seniors with documented learning disabilities. The National Center for Learning Disabilities awards $10,000 over four years, with $2,500 provided each year.
Students must plan to enter a full-time bachelor’s degree program. NCLD also says students with ADHD can apply when they have a documented learning disability as well. The 2026 application period remained open until May 10, so that cycle has ended. Students preparing for the next year should watch NCLD’s scholarship page for the new dates.
This is one of the more valuable scholarships for disabled students because it continues across four years rather than ending after the first semester.
Best for: high school seniors with a learning disability entering a four-year college.
Allegra Ford Thomas Scholarship
The Allegra Ford Thomas Scholarship is designed for students whose plans do not follow the traditional four-year college route. NCLD awards $5,000 over two years, split into two $2,500 payments.
Eligible students must have a documented learning disability and plan to enter a two-year community college, vocational or technical program, or a specialized program for students with disabilities.
That makes it especially useful because many scholarship lists focus almost entirely on bachelor’s degrees. Students searching for a scholarship for disability students should not assume that community college or career training makes them ineligible for disability-focused support.
Best for: students with learning disabilities choosing community college, technical training, or another two-year path.
Ruby’s Rainbow
Ruby’s Rainbow supports students with Down syndrome who want to continue learning after high school. Its 2026 awards ranged from $1,000 to $10,000 for postsecondary education.
The organization used two application levels in 2026. Tier 1 covered awards from $1,000 to $3,000 with a shorter application, while Tier 2 covered possible awards from $4,000 to $10,000.
Students did not need to have final acceptance from a postsecondary program before applying. The 2026 cycle is closed, and Ruby’s Rainbow says the 2027 application window will open January 1, 2027.
This is a flexible example of scholarships for disability because eligible programs do not have to look exactly like a traditional four-year college.
Best for: students with Down syndrome pursuing postsecondary education.
ACB Scholarship Program
The American Council of the Blind offers several scholarships through one program for legally blind students. In 2026, ACB awarded $112,300 across 21 students. Individual awards generally ranged from $2,000 to $7,500.
The program covers entering freshmen, undergraduate students, graduate students, and students attending technical college. Most applicants need at least a 3.0 GPA. They must also attend a U.S. postsecondary institution and meet the program’s legal blindness requirements.
The next application cycle is scheduled to open on November 1, 2026, for the 2027–28 school year.
Among disability scholarships for college, this one stands out because graduate and technical students may also qualify.
Best for: legally blind students at several stages of postsecondary education.
Tony Coelho Media Scholarship
The Tony Coelho Media Scholarship supports students with disabilities who want careers in media, entertainment, or communications. The American Association of People with Disabilities offered eight awards of $5,625 for fall 2026.
Eligible applicants included high school seniors, undergraduate students, and graduate students who would be enrolled in college during fall 2026. The career focus is important. Rather than supporting every major, the scholarship looks for students who want to improve disability representation across media and communications.
Students exploring scholarships for disabilities should therefore search by future career as well as diagnosis. A disability scholarship connected to journalism, film, marketing, or communication may be easier to miss in a general search.
Best for: students with disabilities interested in media, entertainment, and communications.
BMO Capital Markets Equity Through Education Scholarship
The BMO Capital Markets and Lime Connect scholarship supports students with disabilities interested in finance and related fields. In the 2026 cycle, selected U.S. recipients could receive $10,000, while Canadian recipients could receive $5,000.
The program is for undergraduate and graduate students at four-year universities. Eligible fields include business, computer science, engineering, mathematics, physics, statistics, and related subjects.
An interest in financial services, especially capital markets, is preferred.
This is a good reminder that scholarships for the disabled may come through major employers as well as disability organizations. Career networks such as Lime Connect can lead to funding, internships, and professional contacts at the same time.
Best for: students with disabilities studying business, finance, technology, engineering, or quantitative subjects.
INCIGHT Scholarship
INCIGHT supports students with a wide range of disabilities living in Oregon, Washington, or California. Since 2004, the organization says it has awarded more than 1,033 scholarships.
The program accepts students in universities, community colleges, graduate programs, and vocational or technical schools. The typical award starts around $500 and may increase for returning scholars.
Grades are considered, but are not the deciding factor. INCIGHT places strong weight on community involvement and motivation, and recipients are expected to complete community service or volunteer at an INCIGHT event.
This makes it a useful scholarship for disabled applicants whose strongest story may be leadership or community work rather than a perfect GPA.
Best for: students in Washington, Oregon, or California with strong community involvement.
Arthritis Champions Scholarship
The Arthritis Champions Scholarship provides $5,000 per academic year to qualifying students with arthritis or a related rheumatic disease. Eligible recipients can apply again for up to four total years, although renewal is not guaranteed.
Applicants may be undergraduate, graduate, or medical students. They need a doctor-diagnosed qualifying condition, at least a 2.5 GPA, and involvement with the Arthritis Foundation or the arthritis community.
The 2026 application deadline was March 2.
When looking for scholarships disability programs, diagnosis-specific organizations are easy to overlook. A health nonprofit may offer college funding even when its main website focuses on support, research, or advocacy.
Best for: college and graduate students involved in the arthritis community.
Bright Future Fund
The National Down Syndrome Society’s Bright Future Fund helps adults with Down syndrome continue their education or skills training. It can support college, employment training, life-skills programs, enrichment courses, and other programs that support independence.
NDSS says at least ten grants are awarded, with each award not exceeding $5,000.
Applicants must be at least 18 and have Down syndrome. The proposed program should help with employment, independent living, life skills, or personal growth.
This is one of the most useful scholarships for disabled adults whose plans fall outside a standard college degree.
Best for: adults with Down syndrome pursuing education, employment training, or life-skills programs.
Sertoma Hard of Hearing or Deaf Scholarship
Sertoma’s scholarship supports U.S. students with clinically significant bilateral hearing loss who are pursuing a bachelor’s degree. The program has existed since 1994 and runs an application period from November 1 through March 31 each year.
Applicants need at least a 40 dB bilateral hearing loss and normally need a 3.2 cumulative GPA. They must attend a four-year college or university full-time in the United States.
Sertoma reports that its Hard of Hearing or Deaf Scholarship has traditionally provided $1,000 awards, with 41 such awards funded in the 2024–25 period. This is a strong example of targeted disability scholarships built around a specific access need.
Best for: full-time undergraduate students who are deaf or hard of hearing.
Which scholarship fits your situation?
The strongest application usually starts with a close eligibility match. Applying to ten random awards may take more time than carefully preparing three or four that fit well.
A simple scholarship finder
|
Student situation |
Programs to check first |
|
Learning disability, four-year college |
Anne Ford Scholarship |
|
Learning disability, community or technical college |
Allegra Ford Thomas Scholarship |
|
Down syndrome |
Ruby’s Rainbow, Bright Future Fund |
|
Blind or legally blind |
ACB Scholarship Program |
|
Deaf or hard of hearing |
Sertoma |
|
Arthritis or rheumatic disease |
Arthritis Champions Scholarship |
|
Media or communications career |
Tony Coelho Media Scholarship |
|
Business or STEM career |
BMO Capital Markets Lime Scholarship |
|
Washington, Oregon, or California resident |
INCIGHT |
|
Graduate student |
ACB, BMO, INCIGHT, Arthritis Champions |
A search for scholarships for students with disabilities should also include the student’s college financial aid office. Universities may have awards that never appear on large scholarship websites.
State vocational rehabilitation agencies can also be worth checking. Funding may sometimes cover tuition, training, assistive technology, transportation, or other education-related needs, depending on the student and state program.
How to make a scholarship application stronger
A good scholarship essay gives the reader a specific story instead of a list of achievements. The committee can already see grades, clubs, and awards elsewhere in the application.
Ryan Acton, an EssayHub expert who writes about college applications and academic writing, regularly focuses his published guides on clear examples, organized arguments, and details that support the main point. Applied to scholarship writing, that means showing the reader what happened rather than making broad claims about being hardworking or determined.
For example, instead of writing, “My disability taught me resilience,” explain one moment when a problem appeared, what you did, and what changed afterward.
A strong application may include:
- One clear personal story
- A specific educational goal
- A reason the scholarship matters now
- Examples of leadership or community work
- A realistic plan for using the money
- Details that are not repeated elsewhere
- A final proofread for names, dates, and instructions
The student does not need to make disability the center of every essay. For many scholarships for disabled students, the committee also wants to know about interests, career plans, community work, personality, and future goals.
Keep a simple scholarship calendar
A spreadsheet or calendar can prevent good applications from being lost to missed dates. Track the opening date, deadline, documents, recommendation letters, essay prompt, and final status.
Students interested in scholarships for people with disabilities should begin this list before senior year if possible. Several programs open months before the money is needed.
A simple tracker can include:
|
Scholarship |
Opens |
Deadline |
Essay |
Reference |
Status |
|
Program 1 |
January |
March |
Drafted |
Requested |
In progress |
|
Program 2 |
November |
February |
Not started |
N/A |
To apply |
|
Program 3 |
January |
April |
Finished |
Received |
Ready |
Ask for recommendation letters early. A teacher or supervisor usually writes a better letter when they have time to include real examples.
Frequently asked questions
Are there scholarships for any type of disability?
Yes, some programs accept applicants with many different disabilities. INCIGHT is one example, while other programs focus on a specific disability such as blindness, hearing loss, Down syndrome, a learning disability, or arthritis.
Do disability scholarships require medical proof?
Some do, but not all programs use the same rule. ACB has legal blindness requirements, Sertoma asks for evidence of bilateral hearing loss, and the Arthritis Foundation requires medical confirmation for selected recipients.
Can graduate students apply for disability scholarships?
Yes, several programs accept graduate students. ACB, INCIGHT, the Arthritis Champions Scholarship, and the BMO Capital Markets Lime Connect scholarship all include some graduate-level applicants.
Are there disability scholarships for community college?
Yes, but students need to check each program carefully. The Allegra Ford Thomas Scholarship is specifically designed for two-year, vocational, technical, and specialized programs, while INCIGHT also accepts community college students.
When should students start applying for 2027 scholarships?
Students should start checking programs in fall 2026. ACB says its 2027–28 application opens November 1, 2026, while Ruby’s Rainbow says its 2027 cycle opens January 1, 2027.
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I'm Alice and I live with a dizzying assortment of invisible disabilities, including ADHD and fibromyalgia. I write to raise awareness and end the stigma surrounding mental and chronic illnesses of all kinds.

